Saudi Riyal Cash & Card Tips for Pilgrims

Key Insights

• 1

  ATMs: Use Al-Rajhi, Al-Ahli (ANB), or Riyad Bank ATMs — lowest international withdrawal fees (typically SAR 15–20 per transaction).

• 2

  Mada network: All local debit transactions. Most shops accept international Visa/MC contactless.

• 3

  Apple Pay & Google Pay are widely accepted in Riyadh, Jeddah, and major malls — even for small purchases.

• 4

  Currency exchange: Best rates at airport exchange desks (not the first booth you see). Travelex rates are 5–8% worse than local exchangers.

• 5

  Cash is still king in Makkah/Madinah small shops, taxis, and street vendors. Carry at least SAR 500–1000 in small notes.

• 6

  Emergency: Western Union and MoneyGram are available at most Saudi Post branches.